How long does it take until funds are available in an escrow holder's account?

Escrow holders can expect the full balance to appear available in their account within 3 to 5 business days.

The Earnnest system, including registration, verification, authorization and the ACH transfer process means escrow holder should see deposited and available funds within 3 to 5 business, up to half the deposit and availability timeframe of checks, which could be up to 12 days. Earnnest's real time notifications display the actual availability of funds, opposed to checks, which can be deposited and adjust ledgers, but remain unavailable and result in insufficient funds and bounced checks.