No, we do not store account and routing numbers.
Absolutely not. Not only do we not store account and routing information, we stay as far from it as possible. There are multiple levels of encryption between us and your bank information. And since we don't have your account and routing information, neither does anyone else.
Earnnest uses a payment processing partner, Dwolla, to set up a secure connection between you and your bank only. Dwolla, our payment processing partner, uses tokenization and removes all sensitive financial data from transactions.